Features and benefits of the CashHub
- Easily compare a range of cash savings products with competitive rates of interest.
- Choose from easy access, notice period and fixed term accounts.
- Save, withdraw, and move money to other savings accounts in a few simple steps.
- Minimum CashHub deposit of £1,000.
- See your cash savings online alongside your Quilter investments using your online Customer centre login.
- All of the savings accounts are eligible for protection up to Financial Services Compensation Scheme limits.
- Savings in the CashHub could help to reduce your investment charges.
The rates available vary depending on the account provider and the account type selected. It is important to read the details provided to ensure the account is suitable for your needs and any risks associated with the deposit are fully considered.
Best rates on the CashHub
These are the best rates currently available in the CashHub across easy access, notice period and fixed term savings accounts.
Everything you need to get started
Recommending the CashHub couldn't be easier. From email templates for you to contact your clients, to suitability information for your compliance records, we've got you covered.
The positive benefits of platform integration
The CashHub is fully integrated into our investment platform. This means you can easily manage your client’s CashHub savings on their behalf or give them the option to self serve.
Integration provides other advantages, such as:
- Both you and your clients can view their CashHub savings alongside their Quilter investments in a single login.
- You can see when a fixed term account is maturing, giving you the opportunity to plan ahead.
- Although they are not subject to a platform charge, CashHub savings are included in the combined value of investments used to calculate the platform charge. This could potentially reduce the overall platform charge.
- CashHub savings are includes in our Family Linking discount.
- A familiar and intuitive user experience when choosing new savings accounts, topping up existing ones, or moving and withdrawing savings.
CashHub case study
Zoe and Emma are married and both have investments with Quilter. Zoe is saving to buy herself a boat and has kept her savings in a basic savings account with her bank, earning just 1.8%.
Their adviser tells them about the benefits of the CashHub. Knowing Zoe won’t need the boat money for some time, their adviser compares one-year fixed term accounts.
Through the benefit of advice and by using the CashHub, Zoe:
- found a great interest rate of 4.85% over one year – earning an extra £1,525 in the first year
- can easily watch her savings grow alongside her investments on the Quilter app
- has reduced her own platform fee and, through family linking, Emma’s too*.
* The combined fee reduction as a result of the CashHub and family linking is 13.7% for Zoe and 12.3% for Emma.
|
Zoe |
Emma |
|
|
ISA |
£25,000 |
£35,000 |
|
Pension |
£365,000 |
£410,000 |
|
CIA |
£35,000 |
£25,000 |
|
CashHub |
£50,000 |
0 |
|
Fee without Family Linking and CashHub savings |
0.2412% |
0.2372% |
|
Fee after Family Linking and CashHub savings |
0.2082% |
0.2082% |
|
Reduction |
13.7% |
12.3% |
|
Interest without the CashHub |
Interest earned with the CashHub available through Quilter |
|
1.8% |
4.85% |
|
£900 pa |
£2,425 pa |